Utilities
Seven Practical Ways to Lower Your Monthly Utility Bills
Low-cost habits and quick checks that help you use less energy and pay only for what you need.
The guides
Every Action2Day guide, in one place.
Six in-depth guides to the bills and decisions that shape a household budget. Each one is written in plain English, checked against official sources and ends with steps you can take right away.
All guides
Read them in any order. If you're not sure where to begin, start with the bill that worries you most this month.
Assistance
How Energy Assistance Programs Work and How to Find Help Near You
What LIHEAP, weatherization and utility programs are, who they're designed for and how to apply.
Saving
Building an Emergency Fund One Small Step at a Time
How to start a cushion for unexpected costs, even when there isn't much left at the end of the month.
Communication
How to Talk to Service Providers About Your Bills
How to prepare for the call, what to ask for and how to keep a record of what was agreed.
Bill paying
Avoiding Late Fees: A Simple System for Paying Bills on Time
One master list, a weekly check-in and careful use of autopay to keep due dates from slipping.
Budgeting
Choosing a Budgeting Method That Fits Your Life
Five common budgeting approaches compared, and how to pick the one you'll actually keep using.
Find your starting point
Not sure which guide you need?
- My utility bill went up and I'm not sure why.Read: Seven Practical Ways to Lower Your Monthly Utility Bills
- I got a shutoff notice, or I can't cover a heating bill.Read: How Energy Assistance Programs Work and How to Find Help Near You
- One surprise expense throws off the whole month.Read: Building an Emergency Fund One Small Step at a Time
- I need to call a provider and don't know what to say.Read: How to Talk to Service Providers About Your Bills
- I keep paying late fees, even when I have the money.Read: Avoiding Late Fees: A Simple System for Paying Bills on Time
- I'm not sure where my money goes each month.Read: Choosing a Budgeting Method That Fits Your Life
Official public resources
Where to confirm the details
Our guides link to these official websites where they are relevant. Going to the source directly is the most reliable way to check current rules for your situation.
Money, banking and credit
Energy, housing and benefits
Action2Day is not affiliated with, endorsed by or acting on behalf of any of these organizations. Each link goes to the organization's home page. For programs run by your state or local government, or by your own utility, contact that office or provider directly.
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